TFSAs & Unit Trusts
Low-cost building blocks for long-term compounding and tax efficiency.
TFSA (12T)Multi-assetInvestment Advice — reach your goals
Retirement, wealth growth, education, income & drawdown, and offshore diversification — with licensed partners.
Solutions we use
Aligned to your goal, risk profile, time horizon, and tax position.
Retirement Vehicles
RA, Preservation, Provident — optimise contributions and regulations.
Tax-deductibleReg 28 awareLiving & Guaranteed Annuities
Income strategy in retirement — balancing drawdown and longevity risk.
Drawdown rulesInflation awareOffshore Wrappers & ETFs
Hard-currency exposure via FCB or asset-swap, global funds & indices.
USD/EUR/GBPDiversificationDiscretionary Portfolios
Core & satellite models tailored to risk profile and time horizon.
Balanced/GrowthManager blendTax Planning
Asset location, CGT and dividend strategy for efficient outcomes.
CGT awareRebalancingHow we work
1Define goals
What, when, and how much.
2Build the plan
Allocations, tax, and contributions.
3Invest & review
Report, rebalance, refine.
Get investment advice
We’ll pre-build a message to +27 81 451 3783 so a consultant can assist immediately.