Last Will & Testament

Having a valid Will protects your loved ones and makes sure your wishes are followed. If any of the points below apply to you, a Will is essential.

Why You Must Have a Will

If you have children — appoint guardians and manage how funds are used.

If you have debt — clarify how debts are settled and what happens to assets.

If you are divorced — update heirs and beneficiaries to reflect your current wishes.

If you are pregnant or had a child recently — protect dependants from day one.

If you are living together — cohabiting partners aren’t automatically treated as spouses.

If you care for your family — a Will reduces uncertainty, delays and disputes.

Divorce — change your Will within 3 months to avoid unintended outcomes.

Living together — a partner is not legally regarded as a spouse by default.

Children (no Will) — if you die intestate, funds for minors can be managed by the state/guardian’s fund.

Guardianship (no Will) — a guardian may be appointed by the court/state if none is nominated.

Debt & credit life cover — consider credit‑life insurance so debt doesn’t burden your estate or dependants.

Choose an option that suits you best. We can also help you update beneficiaries on insurance and policies.

General information only — not legal advice. For South African law, consult a qualified attorney.