Life Cover
Lump-sum to protect your family, settle debt, and ensure continuity.
Family protectionEstate liquidityRisk Solutions — protect what matters
Life cover, disability, severe illness, and income protection tailored to your needs and budget.
Cover types
We help you choose the right mix and set sensible sums assured and waiting periods.
Disability Cover
Lump-sum or income benefits if permanent disability stops you working.
Own/any occupationIncome securitySevere Illness
Serious conditions (e.g. cancer, cardiac) — once-off cash to cover gaps.
Diagnosis-basedRecovery supportIncome Protection
Monthly income if you’re unable to work due to illness or injury.
Waiting periodEscalationsBusiness Risk
Key person and buy-&-sell cover to protect company continuity.
SME & foundersShareholder agreementsMedical GAP Add-On
Bridges hospital shortfalls alongside your medical scheme.
Specialist co-paysOut-of-pocket controlHow it works
1Assess
Your needs, budget, and existing cover.
2Tailor
Choose benefits, sums assured, and waiting periods.
3Bind
Underwriting done; you’re covered.
Get a risk cover recommendation
We’ll pre-build a message to +27 81 451 3783 so a consultant can assist immediately.